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Xactimate Supplement Services for Contractors and Public Adjusters

Professional Xactimate Supplement Services review initial insurance estimates line by line, identify overlooked or under-scoped items and prepare insurance supplement roofing documentation using current Verisk regional pricing for contractors and public adjusters.

Claim Guard Estimating provides Xactimate supplement services and Xactimate estimating services to firms in Chicago, Naperville, and Evanston. We help you recover missed line items and get paid for the full scope of work on every claim.

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Reliable Insurance Estimating Support for Contractors

Claim Guard provides professional insurance estimating services for contractors, restoration companies, and public adjusters. We provide outsourced estimating services, prepare accurate estimates, identify missing scope items, and create organized claim documentation to help businesses submit stronger files and work efficiently with insurance carriers.

Our Services

Xactimate Supplements for Every Type of Property Damage

Built for roofing contractors, restoration companies, and public adjusters, our Xactimate supplement services help uncover missed line items, correct incomplete scopes, and support additional claim payments with organized documentation.
01

Mold Damage Estimates

Mold damage estimates can include missed containment, air filtration, demolition, cleaning, treatment, material removal, and reconstruction items needed for a more complete supplement
02

Fire Damage Estimates

Fire damage estimates address overlooked debris removal, soot cleaning, odor treatment, sealing, contents handling, demolition, and structural repair line items.
03

Water Damage Estimates

Water damage estimates include extraction, drying equipment, equipment days, moisture readings, demolition, material replacement, and rebuild costs missing from the carrier estimate.
04

Storm Damage Estimates

Storm damage estimates combine missed roofing, siding, gutter, window, interior, and multi-trade repair items into one organized supplemental claim scope.
05

Hail Damage Estimates

Hail damage estimates capture missing shingles, flashing, vents, gutters, downspouts, window wraps, waste factors, matching requirements, and building code items.
06

Siding Damage Estimates

Siding damage estimates cover missing panels, house wrap, trim, corner posts, J-channels, matching requirements, labor, and related replacement costs.
About Claim Guard

What Every Xactimate Supplement Service Includes

Every Xactimate insurance claims estimate includes clear documentation to help contractors and public adjusters support missed line items and reduce carrier questions

For Symbility estimating files, the scope is compared with photos and measurements to identify missing items before supplement submission.

How It Works

How Our Xactimate Supplement Process Works

Our Xactimate estimates process finishes most files within 48 hours. Each step helps find missed line items, back them up with clear proof, and move your claim toward approval without adding work for your team.

  1. 01

    Submit Your File

    Send the carrier scope, photos, measurements, aerial report, and project notes. Complete files help our team prepare your Xactimate supplement accurately and efficiently.

  2. 02

    We Audit the Claim

    Our Xactimate estimator reviews pricing, quantities, line items, waste, code requirements, photos, and measurements to find missing or underpaid items.

  3. 03

    Receive Your Supplement

    Your business receives a detailed roof insurance claim supplement or multi-trade supplement with organized line items, notes, and supporting documentatio.

  4. 04

    Carrier Review & Support

    Your contractor or public adjusting team submits the supplement, with revision, estimate, and final invoice support available.

What We Need to

Start Your Xactimate Supplement

For faster, more accurate Xactimate supplement services, contractors and public adjusters should provide complete claim documentation before review.
The supplement updates the carrier estimate with missed line items, labor, materials, and code-required costs. Current Xactimate pricing is used for the property’s ZIP code to keep the estimate aligned with local market rates.
Why Choose Us

Over Other Xactimate Supplement Services

Claim Guard offers a full team, proven process, and responsive customer service instead of relying on one freelance estimating services provider
Contractor Reviews

Trusted by Professionals Who Need Accurate Estimates

See how contractors, restoration companies, and public adjusters rely on our Xactimate estimating and claim support services to create accurate files, identify missed items, and keep insurance projects moving.
★★★★★
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Claim Guard reviewed our estimate, found several missed line items, and prepared everything clearly. The entire process was organized, responsive, and easy to follow.

★★★★★
“

Their team saved us hours of paperwork and helped document the supplement correctly. Communication stayed clear from the first review through final submission.

★★★★★
“

The estimate was detailed, accurate, and delivered quickly. Claim Guard has become a reliable part of our claims process whenever a file needs closer review.

Who We Work With

Complete Support for Contractors & Claim Professionals

Claim Guard delivers accurate Xactimate supplement services for contractors and public adjusters managing insurance claims.
01

Contractors

General and restoration contractors use us for cost estimates on interior and exterior construction projects, along with supplements and supporting documents. We help you capture the full scope of every repair, so your company gets paid fairly and spends less time chasing underpaid claims.
02

Roofing companies get detailed roofing supplements for hail, wind, and storm claims. Our roof supplements include correct measurements, correct waste, steep and high roof charges, and code items. We keep up with your volume during the busiest weeks of storm season, so your files stay on time.

03
Public adjusting firms work with us as an independent Xactimate estimator, so they can take on more files without hiring more staff. We handle the detailed pricing work, so your adjusters can focus on their clients and manage the claim from start to finish.
Gallery​

Recent Projects

150+ Contractors & PAs Served
25K+ Estimates Written
$30M+ Claim Increases Documented
500+ Appraisal & Umpire Files
48hr Typical Turnaround
Serve Area

Xactimate Supplements

Across Illinois

Claim Guard Estimating is based in McHenry, Illinois, and works remotely with contractors and public adjusters in Chicago, Naperville, and Evanston. Every file uses current local pricing for the property’s ZIP code. Our office is open Monday through Friday, 9 AM to 5 PM, and our standard turnaround is 48 hours on business days.

Our Blogs

Xactimate Supplement Insights for Contractors​

Get practical tips on Xactimate supplements, claim documentation, missed line items, and estimating strategies that help contractors strengthen claims and recover more.

faqs

Mostly Ask Questions About Supplementing

Learn more about Xactimate estimates, claim supplements, and the support contractors need for accurate insurance project files.

What does an Xactimate estimator do?

An Xactimate estimator reviews photos, measurements, and the carrier’s scope, then prices the repairs in Xactimate. Xactimate is the estimating software that most insurance companies use for property claims. The estimator chooses the correct line items, applies local pricing, and adds notes and photos so the carrier can review each item.
At Claim Guard, most files are completed within 48 hours, counted Monday through Friday, after we receive a complete file. Rush service is available when a deadline cannot wait.
Yes. Many contractors and public adjusters outsource Xactimate estimating to avoid the cost of software, training, and an in-house estimator. You send your photos, measurements, and carrier scope, and we return a complete, carrier-ready file. You keep full control of the claim.
You need clear photos of all damaged areas, measurements or aerial roof reports, the carrier’s scope of loss, and notes on the items you want to add. For water damage claims, also include moisture readings and drying logs.
A supplement estimate is an updated scope sent after the carrier’s first estimate. It lists damage, materials, labor, or code items that were missed or priced too low. Photos, measurements, and notes support each new item, so the carrier can check it and update the claim.
Ready to Recover More?

Send Your Next Claim File Today

Under-scoped claims can leave documented project costs unsupported or unpaid. Claim Guard gives you experienced estimators, a reliable 48-hour turnaround, and extra capacity during storm season, without the cost of software, salaries, or training. Your team focuses on the work while we handle the pricing.
01

File Review

We study your photos, measurements, and carrier scope to understand the full job.

02

Documentation Support

We organize every detail into a clear file that is ready for carrier review.

03

Estimating Assistance

We organize every detail into a clear file that is ready for carrier review.

Request Your Free Review

Tell us about your claim and our team will be in touch to schedule your free review.