Experts Xactimate Estimator Company & Claim Consulting

An Xactimate estimator company measures the exact repair or replacement costs for property damage claims and most insurance companies use industry-standard estimating software like Xactimate to set these figures.

Claim Guard works as your dedicated Xactimate estimate writer desk for roofing contractors, restoration companies, general contractors and public adjusters in Chicago.

Tools & Platforms We Work In

Xactimate Symbility CompanyCam JobNimbus One Click Code
About Claim Guard

Xactimate Estimating Company

Built Around Contractor Needs

fRobert Russo founded Claim Guard in 2018 to help contractors win more claims. Since then, our experienced team has written about 25,000 estimates for about 150 contractors and public adjusters, with a standard 48-hour turnaround. As a full-service estimating company, we provide our team builds the complete file, writes the claim and provides expert insurance estimating services Chicago. We also support your ongoing negotiations with the insurance carrier and prepare the final invoice once the project is approved.

Our team integrates directly into your existing workflow and CRM platform, allowing us to operate as a true extension of your front office.

Our Services

Xactimate Estimating Services for Your Insurance Claims

Our professional Xactimate estimator company manages your complete property damage pipeline from start to finish. When you outsource estimating services to Claim Guard, we deliver accurate files to your team. This support lets project managers focus on production while we handle the desk work and the full insurance claim estimate file.

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We review initial estimates from insurance adjusters, identify missing line items & prepare roof insurance claim supplements. Hail damage estimate desk delivers roofing supplements built to win.
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Claim Guards support contractors and public adjusters with appraisal and umpire files, using the physical evidence and localized pricing data to address disputed claim values.
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Our experts prepare each Xactimate estimating file with site photos, supporting documents and clear line items. We give contractors and public adjusters carrier-ready claim files.
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The experts review the carrier’s initial scope with building codes, material costs and project requirements. We are always here to identify missing items and under-scoped claim components.
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We have successfully navigated more than 500 appraisal and umpire files, helping our clients settle challenging valuation disputes through the formal appraisal process.
Why Contractors Choose

Claim Guard Over Other

Roofing Supplement Companies?

Contractors frequently lose thousands of dollars on insurance jobs because adjusters regularly leave out critical materials, steep roof charges, overhead and profit. Clients choose Claim Guard for our professionalism, speed and deep understanding of complex property claims that integrate smoothly with your existing CRM platform. As an Xactimate estimator company providing independent estimators, we provide the accurate files and dedicated support needed to prevent incomplete paperwork from hurting your revenue.

How It Works

How to Supplement Insurance Estimating Services in Simple Steps?

Xactimate estimator company is here to help if you are currently filing a claim or disputing a low scope. The roof insurance claim process with Claim Guard is simple and direct.

  1. 01

    Submit Your File

    Send us your photos, measurements, property details, project notes and the carrier estimate so we compare the carrier's scope against real site conditions.

  2. 02

    We Audit the Claim

    Our Xactimate estimator company reviews the carrier's scope line by line to identify underpaid materials, missing labor and code-required items that the adjuster overlooked.

  3. 03

    Supplement Submitted

    We build an itemized report for your insurance supplement roofing needs that is fully supported by photos and clear evidence before preparing the file for direct carrier submission.

  4. 04

    You Get Paid

    TheThe carrier approves the justified line items and releases the recovered funds to your business, while full-service clients receive our ongoing support through final negotiations.

Who We Support

Residential and Commercial Estimating Services for Property Professionals

Our Xactimate estimator company writers provide comprehensive residential estimating services and commercial insurance estimating services for the professionals who repair, restore and adjust insured properties.

roofing-contractors
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Our roofing estimating services focus purely on roofing insurance claim estimating by delivering complete scopes, code upgrades and roofing insurance supplements that fully fund your crews. Whether you need support for a single complex job or your entire pipeline, our production capacity scales to match your workload.

restoration-companies
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Restoration Companies

We write detailed, multi-trade Xactimate estimates for water, mold and fire damage claims to capture every phase of mitigation and repair. Every file includes the explicit documentation the carrier needs to see to approve the full scope of work quickly. Our workflow protects your insurance claim estimates.
general-contractors
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General Contractors

While typical firms provide a basic construction estimating service to bid on new builds, our construction cost estimators focus entirely on insurance repair and rebuild scopes. This specialized focus makes our services a perfect fit for complex, multi-trade claim work.
public-adjusters
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We serve as a reliable backend estimating desk for your active practice by helping public adjusters outsource cost estimating services. This collaboration gives you clear, well-documented files to support disputed claims and maximize policyholder recoveries.
Serve Area

Coverage for Chicago

Insurance Estimating Services

Claim Guard is based in McHenry, Chicago and our Xactimate estimator company provides professional insurance estimating services across Chicago, Naperville and Evanston. Our local offerings include Xactimate estimating services in Chicago, insurance claim estimating in Chicago and roofing supplement services in Chicago, all featuring the same reliable 48-hour turnaround. Our team operates Monday through Friday, from 9 AM to 5 PM, to support your business when you need us most.
150+ Contractors & PAs Served
25K+ Estimates Written
$30M+ Claim Increases Documented
500+ Appraisal & Umpire Files
48hr Typical Turnaround
Contractor Reviews

Trusted by Contractors Who Expect Results

See how our estimating and supplement support helps contractors recover missed funds and keep claims moving.

★★★★★
“

Claim Guard reviewed our estimate, found several missed line items, and prepared everything clearly. The entire process was organized, responsive, and easy to follow.

★★★★★
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Their team saved us hours of paperwork and helped document the supplement correctly. Communication stayed clear from the first review through final submission.

★★★★★
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The estimate was detailed, accurate, and delivered quickly. Claim Guard has become a reliable part of our claims process whenever a file needs closer review.

Gallery

Recent Projects

Our Blog

Xactimate Insights for Better Estimates

Explore practical Xactimate estimating tips, supplement strategies, and claim insights that help contractors create accurate estimates and recover more on every project.

FAQS

Common Questions Asked by Contractors

Get answers about insurance estimating services Illinois, Xactimate estimates, claim documentation, supplements, and how Claim Guard supports contractors through the insurance process.

What is your standard turnaround time for an estimate?

We deliver fully built Xactimate files within 48 hours of receiving your project notes, photos and measurements. If you are facing a strict carrier deadline or an urgent re-inspection, we offer an expedited rush service for a small additional fee.
We price every file using the exact ZIP code of your project. This ensures that the estimate reflects real-time, localized material costs and labor rates. For companies using our services in Chicago and Illinois, we also build the file around regional guidelines and specific local building codes.
Outsourcing allows you to cut out fixed overhead like expensive software licenses $350+/month per user continuous staff training and full-time office salaries. It lets you instantly scale your capacity up during busy storm seasons and down during slow winters without increasing your fixed payroll costs.
Yes. Our team integrates directly into your current workflow and CRM. We operate as a seamless, white-label extension of your front office so your project managers stay focused on active production and sales.

To build a highly accurate, indisputable supplement file, you just need to submit:

  • The insurance carrier’s initial scope of loss
  • Detailed site photos showing the damage, steepness or high roof charges
  • Property measurements (such as EagleView or Hover reports)
  • Any specific project notes regarding local code upgrades
Yes. If a carrier completely under-scopes a property or refuses a fair supplement, we provide professional Appraisal and Umpire services. We have successfully resolved over 500 appraisal files using physical evidence and code rules to secure fair payouts without costly court litigation.
Ready to Recover More?

Protect Every Claim with Professional Estimating Services

Partnering with a professional insurance estimating company is the single most effective way to protect your business revenue and keep your projects profitable. When Claim Guard manages your files, you stop leaving money on the table and start securing the full payouts you deserve. Contact us today to secure your profits.

01

File Review

We analyze your claim for gaps and opportunities.

02

Documentation Audit

We evaluate your records and strengthen your file.

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Recovery Support

We negotiate to help you recover more, faster.

Request Your Free Review

Tell us about your claim and our team will be in touch to schedule your free review.