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Xactimate Estimating Services That Help Contractors and Public Adjusters

Xactimate estimating services convert your photos and measurements into line-by-line, carrier-ready reports. Contractors and public adjusters rely on this back-office support to document full scope and protect project margins.

Claim Guard delivers Xactimate estimates, supplements, and appraisal support within 48 hours, so your firm sends complete files to the insurance carrier and moves every job toward approval and payment.

Book A Call

Outsource Cost Estimating Services and Protect Your Bottom Line

Claim Guard’s Xactimate estimating services give your firm an experienced estimating team without the salary, software, and training costs of an in-house hire. We handle the audit, pricing, and documentation, while you or your licensed public adjuster stay in full control of every claim.
OUR SERVICES

Xactimate Estimates Services Customized According To Your Exact Property Damage

Every loss type is underpaid for its own reasons, so Claim Guard builds each Xactimate estimate around the damage and trades on your project. Your firm gets a complete scope, fewer missed items, and fewer carrier questions.

01

Mold Damage Estimates

Mold claims are underpaid when the first scope skips safety steps and equipment. Our mold damage estimates document containment, air filtration, material removal, cleaning, and rebuild work, so carriers see the full remediation and repair cost.
02

Fire Damage Estimates

Fire recovery runs through many stages, and each one needs documentation to get paid. Our fire damage estimates separate debris removal, smoke and soot cleaning, odor control, sealing, and structural repairs into distinct, reviewable line items.
03

Water Damage Estimates

Carriers demand solid proof before approving water claims. Our water damage estimates tie extraction, drying equipment, and equipment days to your moisture readings and drying logs, then extend into the full repair scope for complete payment.
04

Storm Damage Estimates

One storm can damage roofs, siding, windows, gutters, and interiors at once, and field adjusters miss hidden damage. Our storm damage estimates unite every affected area and trade in one organized, review-ready file for your team.
05

Hail Damage Estimates

Hail hides damage on soft metals and small roof components. Our hail damage estimates document impacts on shingles, gutters, downspouts, vents, and window wraps, plus correct waste factors, matching, and code upgrades, so the scope shows true impact.
06

Siding Damage Estimates

Siding must look uniform after repairs, which takes more than replacing damaged panels. Our siding damage estimates detail material, affected elevations, house wrap, trim, and corner posts, so carriers see the true repair cost.
Xactimate Estimate Writing

Built to Survive Every Desk Adjuster Review

Our Xactimate estimate writer builds each Xactimate insurance claims estimate with clear proof behind every charge. Desk reviewers find answers inside the file, not in another email. Each file includes

Our Xactimate writer also checks any Symbility estimating against your photos and measurements, then lists every item the carrier missed.

HOW IT WORKS

Our Xactimate Estimating Service Process to Paid Claim

Our Xactimate estimating service follows four clear steps that take most files from upload to delivery in about two business days, without adding workload for your contractors, estimators, or public adjusters.

  1. 01

    Submit Your File

    Upload your photos, measurements or aerial roof reports, notes on items to pursue, and the carrier's estimate. A complete file lets our Xactimate estimator start immediately and build an estimate that holds up in review.

  2. 02

    We Audit the Claim

    An experienced Xactimate estimator reviews the carrier's estimate line by line, comparing quantities, pricing, waste, and code requirements against your evidence. Every gap is flagged and documented before we build your revised Xactimate estimate.

  3. 03

    Supplement Submitted

    You receive an itemized Xactimate supplement with notes and supporting photos for each key item. The organized file goes to the carrier through your firm or licensed public adjuster, with no cleanup required.

  4. 04

    You Get Paid

    With missing scope documented in your Xactimate estimate, the carrier has a solid basis to approve additional items while your crew finishes the job. Full-service clients also receive revision and invoicing support through final payment.

What Information Helps

Our Estimators Get It Right?

Good estimates start with good information. When photos, measurements, and the carrier’s scope arrive together, our estimators skip the guesswork and write an accurate Xactimate estimate on the first pass. Send us:

Xactimate updates its price lists regularly, so we price each file for the property’s ZIP code, keeping numbers current and defensible when carriers push back.
Why Contractors Choose

Claim Guard Over Freelance Estimating Services

Freelance estimating services often depend on one writer who falls behind in storm season. Claim Guard gives your business a full team and a proven process, with about 25,000 claims written since 2018.

Contractor Reviews

Contractor Reviews About Working with Claim Guard's Xactimate Estimating Team

Contractors, roofers, and public adjusters across Illinois use Claim Guard as their outsourced estimating desk. Read how firms describe the impact on carrier back-and-forth, office workload, and full-scope payment on every file.
★★★★★
“

Claim Guard reviewed our estimate, found several missed line items, and prepared everything clearly. The entire process was organized, responsive, and easy to follow.

★★★★★
“

Their team saved us hours of paperwork and helped document the supplement correctly. Communication stayed clear from the first review through final submission.

★★★★★
“

The estimate was detailed, accurate, and delivered quickly. Claim Guard has become a reliable part of our claims process whenever a file needs closer review.

Who We Work With

Partners for Roofers, Public Adjusters, and Contractors

Claim Guard supports the professionals who repair damaged properties and manage insurance claims every day. Whether you send a few files a month or hundreds in storm season, we deliver consistent, accurate results on every file.
01

Contractors

General and restoration contractors rely on us for complete interior and exterior estimates, supplements, and documentation. We capture the true scope of every repair, so your firm is paid fairly and spends less time chasing underpaid claims.
02

Roofing contractors receive detailed roof supplements for hail, wind, and storm claims, with accurate measurements, correct waste, steep and high charges, and code items. We keep pace with your volume during peak storm season.

03
Public adjusters use our independent Xactimate estimator support to take on more files without hiring staff. We handle the detailed estimating behind the scenes, so you stay focused on representing your clients and managing each claim.
Gallery

Recent Projects

150+ Contractors & PAs Served
25K+ Estimates Written
$30M+ Claim Increases Documented
500+ Appraisal & Umpire Files
48hr Typical Turnaround
SERVICE AREA

Xactimate Estimator,

Serving Across Illinois

Claim Guard Estimating is based in McHenry, Illinois, and works as a remote Xactimate estimator for contractors and public adjusters. Our office is open Monday through Friday, 9 AM to 5 PM. Because we always use local pricing, we also support B2B clients nationwide.
Our Blogs

Trusted by Contractors Who Expect Results

See how our Xactimate estimating and supplement support helps contractors recover missed funds and keep claims moving.
FAQS

Frequently Asked Questions from Contractors

Find answers to common questions contractors ask about Xactimate estimates, supplements, claim documentation, and outsourcing estimating support.

What does an Xactimate estimator do?

An Xactimate estimator writes property damage estimates using Xactimate software. They review photos and measurements, choose the correct line items, apply local pricing, and add notes and documentation so the insurance carrier can review and approve your claim with confidence.
At Claim Guard, a standard Xactimate estimate takes 48 hours after we receive a complete file. Larger or more complex claims may need more time, and rush service is available for an additional fee when your deadline is tight.
Yes, many contractors outsource Xactimate estimating to avoid the cost of salaries, software licenses, and training. An outside estimating team also adds capacity during storm season, so your firm can take on more claims without hiring additional staff.
You will need clear photos of the damage, measurements or roof reports, notes on the items you want to pursue, and the carrier’s original estimate. For water claims, moisture readings and drying logs help support mitigation charges.

In Illinois, negotiating a claim on behalf of an insured requires a public adjuster license. Contractors can still document their scope and submit supplements for their own work, and Claim Guard provides estimating and documentation support only.

Ready to Stop Leaving
Every underpaid claim is profit your business has already earned. Claim Guard gives contractors, roofers, and public adjusters experienced estimators, a reliable 48-hour turnaround, and extra storm-season capacity, all without software, salary, or training costs.
01

File Review

We study your photos, measurements, and carrier estimate to fully understand the repair scope.

02

Documentation Audit

We organize every detail into a clear, well-supported file that is ready for carrier review.

03

Recovery Support

We act as your dedicated estimating department, returning your carrier-ready Xactimate estimate within 48 hours.

Request Your Free Review

Tell us about your claim and our team will be in touch to schedule your free review.