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Claim Guard reviewed our estimate, found several missed line items, and prepared everything clearly. The entire process was organized, responsive, and easy to follow.
Claims management services help contractors turn storm damage into fully funded jobs. Claim Guard manages the claim side for Chicago roofers, contractors, and public adjusters, from the first scope review to the final insurance payment.
Our estimators build line-by-line Xactimate estimates, write supplements for items carriers missed, and prepare appraisal support when a claim stalls. Most files come back within 48 hours, so your crews keep working without any delays.
Illinois ranked second only to Texas for State Farm hail claims in 2024, and Chicago suburbs like Naperville feel those storms every spring. Winter piles on freeze-thaw cycles and ice dams, while lake winds in Evanston peel back aging shingles.
Carriers often scope roofs from aerial images, default to cheaper shingles, and drop drip edge, starter, ice and water shield, or O&P overhead and profit. Good insurance claims management catches every gap, backing it with photos, code, and Xactimate pricing.
We turn photos, roof reports, and field notes into Xactimate estimates for hail, wind, water, fire, mold, and siding claims. Every line item points to proof an adjuster can verify.
We place the carrier’s Xactimate or Symbility estimate beside your measurements and check it line by line. Short quantities, missing items, and downgraded materials all get flagged in plain language.
Each supplement explains why every item belongs, with code references and labeled photos attached. We track open requests in your claims administration workflow, so no file stalls or gets forgotten.
When a carrier won’t move, the appraisal clause lets each side choose its own appraiser, and an umpire settles differences. We build the appraisal estimate and organize all supporting evidence.
Send us any Symbility or carrier estimate, and we’ll compare it against your measurements to show you every missing item.
Send the carrier estimate, scope, damage photos, roof report, and policy details by email or through your CRM. We confirm everything arrived and flag gaps before anyone starts the estimate.
An estimator checks the carrier scope against your measurements and photos. Missing line items, short quantities, code upgrades, and O&P (overhead and profit) all land on a clear findings list.
You review a carrier-ready Xactimate estimate, supplement letter, and a labeled photo report. Once you approve it, the package reaches the carrier through your office or your licensed public adjuster.
When the revised estimate comes back, we check it and draft rebuttal notes if items remain missing. After the build, final invoices help release recoverable depreciation the carrier held back.
A strong estimate starts with strong information. The clearer your photos and measurements, the easier it is to prove each line item. These are the files contractors and public adjusters send most:
Xactimate releases updated price lists every month, so Claim Guard always uses current rates for the property’s exact ZIP code.
Claim Guard reviewed our estimate, found several missed line items, and prepared everything clearly. The entire process was organized, responsive, and easy to follow.
Their team saved us hours of paperwork and helped document the supplement correctly. Communication stayed clear from the first review through final submission.
The estimate was detailed, accurate, and delivered quickly. Claim Guard has become a reliable part of our claims process whenever a file needs closer review.
Claims Management Services
Explore how Claim Guard’s estimating and supplement support helps contractors recover money carriers left on the table.
Major property damage can happen with little warning. A severe storm can damage a roof in minutes, a plumbing failure can affect several rooms, and a fire can create damage
You filed a property insurance claim expecting coverage for damage to your home or commercial property. Instead, the insurance company denied the claim or issued a payment that appears lower
Dealing with property damage is stressful enough without having to understand a complicated insurance claim at the same time. After a fire, storm, water leak, or other covered event, property
Send one open claim, and we'll pinpoint every line item the carrier left of.
We turn scattered photos, measurements, and notes into one organized package adjusters can follow.
Get detailed Xactimate estimates and supplements priced to your ZIP code, ready in two days.
